| You
can save $40-125 per month by notifying your lender that you
now have sufficient value in your home to cancel their Private
Mortgage Insurance (PMI) policy.
Dear Homeowner:
We are a California State-licensed Real
Estate Appraisal firm. Preliminary research by our company
indicates that homes in your subdivision have sufficient value
for you to cancel your lender's PMI policy and save $40-125
per month off your mortgage payment depending on your loan
balance.
Private Mortgage Insurance (PMI) is included
in your monthly payment and is something you were required to
purchase if you bought your home with less than 20% down. It
is an insurance policy for the Lender, not for you. You
receive no benefits from PMI, it is added insurance for the
lender in case you default on your loan. You are entitled
by law to have it removed if your home value rises
to the point that your loan balance is less than 80% of the
home's current value.
There are only three
steps to have your PMI removed:
1.
Request from your lender their PMI removal guidelines
(all are slightly different but all require at least a year of
timely payments, there are sometimes very small review fees,
most do not charge fees). A sample request form is available.
Get their address from your monthly statement
"Correspondence Address" (usually different from
payment address). We
highly recommend you use certified mail. Request
Form*
2.
The Lender will require you to have your home appraised
to its current market value by a State-licensed Appraiser at
your expense.
3.
Submit the Appraisal and the Lender's completed forms
to the Lender via certified mail.
For a very limited time, our firm is
offering a full home appraisal that we guarantee to be
acceptable to your lender for a fee of $250! That is $100 off
the typical fee for such an appraisal!
Your appraisal will be the same type of
appraisal that we prepare for lenders granting home loans and
is guaranteed to be acceptable. We have performed thousands of
such appraisals and none have ever been rejected, if our
appraisal does not suffice to remove your PMI based upon
unacceptability, we will issue you a full refund!
We expect a tremendous response to this
limited offer so get a jump on the process by ordering your
appraisal now. Call 530-671-9340. We also accept fax orders
and e-mail orders.
Contact
us while its on your mind, you'll be glad you did!
*You will need
Acrobat
Reader to use this form. |
